Private health care insurance is great - unless you get really sick. They have beautiful color brochures and hire real actors for their commercials; but don’t get really sick. You’re in Good Hands until you get really sick then the hands open-up and you fall through the fingers.
Profit determined co-payments, deductibles, and premium payments to insurance companies are the second greatest reason for family bankruptcy in the
Most people don’t get really sick in their entire lifetimes and most people don’t realize this. Most people don’t even think about personally having a life-threatening illness. Why think of such tragedy? Just go on paying the private health insurance companies’ premiums. That’s how and why it’s highly lucrative to be a health insurance company executive. In 2003 the CEO of Aetna made a total value of $44,000 a day on the factual and favorable odds that most people don’t get really sick.
The above situation is but one small aspect of a complex health care system. It should at the least be considered highly unethical by any reasonable citizen. And at the extreme should be considered illegal. A fair and ethical health insurance plan would cover all treatment from the beginning of life until death; and not abruptly shut down at a certain monitory level of spending, or suddenly label a disease a pre-existing condition, or label a treatment experimental.
2 comments:
I agree with you. Can you write about the insurer practice of backcharging the employer through raising fees or adding surcharges when seriously sick employees and dependants seek care? Is there a Labor class action suit possibility?
I need to go to the dentist, and the only way we can afford it is for me to cross over into Mexico and go there. I won't pay the health insurance scam companies a dime.
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